About

At the time of starting this blog, I’m 36 years old and finally getting serious about investing beyond my 401(k). I built this site to track my progress from day one — to stay accountable and hopefully inspire others along the way.

I often see posts online showing massive dividend income and huge portfolios. While motivating, they can feel out of reach — especially when you’re just starting. This blog is different. It’s a real-time, transparent journey of building a dividend-focused portfolio from the ground up.

I’m drawn to dividend growth investing because it rewards patience, consistency, and long-term thinking. It’s one of the few strategies where your income grows even when the market doesn’t.

That said, I don’t have the time to research individual stocks or manage a custom portfolio. So I’ve committed to a simple, disciplined approach: dollar-cost averaging into SCHD, an ETF that tracks the Dow Jones U.S. Dividend 100 Index. It focuses on quality companies with strong fundamentals and a track record of reliable dividend growth.

Whether you’re just getting started or already on your own dividend journey, I hope this site gives you something valuable — insight, motivation, or maybe just a bit of reassurance that slow and steady still works.

Follow along. Let’s grow our portfolios together — one day at a time.

Disclaimer: I’m just a guy on the internet sharing my investing journey. Nothing on this site is financial advice. Please do your own research and speak to a licensed professional before making any investment decisions.